Median home value in zip code 68331 (Cortland, NE) is $308,918, up 1.7% year over year. Part of the Beatrice, NE metropolitan area.

Home Value$308,918

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 68331 (Cortland).

Income (annual)

Down Payment

$61,784 on $308,918

Example: $75,000 household income. Change it above to see your own.

Stretch35.1% of income

Above 28% but manageable with cuts.

PITI$2,191

P/I35.1%

Afford$247K

Gap-$62K

P&I $1,562Tax $445Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

68331 is part of the Beatrice, NE metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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