Median home value in zip code 68785 (Waterbury, NE) is $246,385, up 6.5% year over year. Part of the Sioux City, IA-NE-SD metropolitan area.

Home Value$246,385

YoY Change

+6.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 68785 (Waterbury).

Income (annual)

Down Payment

$49,277 on $246,385

Example: $75,000 household income. Change it above to see your own.

Stretch28.5% of income

Above 28% but manageable with cuts.

PITI$1,784

P/I28.5%

Afford$242K

Gap-$5K

P&I $1,246Tax $355Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

68785 is part of the Sioux City, IA-NE-SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sioux City, IA-NE-SD analysis

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