Median home value in zip code 68836 (Elm Creek, NE) is $272K, up 4.4% year over year. Part of the Kearney, NE metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Kearney, NE metro →

Home Value$271,571

YoY Change

+4.4%

AFFORDABILITY

Enter your income for 68836 (Elm Creek).

Income (annual)

Down Payment

$54,314 on $271,571

Stretch — 31.2% of income

Above 28% but manageable with cuts.

PITI$1,948

P/I31.2%

Afford$244K

Gap-$28K

P&I $1,373Tax $392Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

68836 is part of the Kearney, NE metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Kearney, NE analysis

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