Median home value in zip code 68945 (Heartwell, NE) is $347,515, up 13.6% year over year. Part of the Kearney, NE metropolitan area.

Home Value$347,515

YoY Change

+13.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 68945 (Heartwell).

Income (annual)

Down Payment

$69,503 on $347,515

Example: $75,000 household income. Change it above to see your own.

Out of reach39.1% of income

Need $104,657/yr to afford.

PITI$2,442

P/I39.1%

Afford$249K

Gap-$98K

P&I $1,757Tax $501Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

68945 is part of the Kearney, NE metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Kearney, NE analysis

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