Median home value in zip code 72840 (Hartman, AR) is $154,253, down 1.9% year over year.

Home Value$154,253

YoY Change

-1.9%

Prices falling — better for buyers.

Affordability

Enter your income for 72840 (Hartman).

Income (annual)

Down Payment

$30,851 on $154,253

Example: $75,000 household income. Change it above to see your own.

Affordable16.7% of income

Under the 28% guideline.

PITI$1,043

P/I16.7%

Afford$259K

Room+$105K

P&I $780Tax $80Ins $183

6.50% 30yr, 20% down, county tax + AR ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.