Median home value in zip code 72916 (Fort Smith, AR) is $317K, up 0.5% year over year. Part of the Fort Smith, AR-OK metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Fort Smith, AR-OK metro →

Home Value$317,121

YoY Change

+0.5%

AFFORDABILITY

Enter your income for 72916 (Fort Smith).

Income (annual)

Down Payment

$63,424 on $317,121

Stretch — 31.2% of income

Above 28% but manageable with cuts.

PITI$1,951

P/I31.2%

Afford$284K

Gap-$33K

P&I $1,604Tax $164Ins $183

6.50% 30yr, 20% down, county tax + AR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

72916 is part of the Fort Smith, AR-OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Fort Smith, AR-OK analysis

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