Median home value in zip code 72949 (Ozark, AR) is $172K, up 0.2% year over year. Part of the Fort Smith, AR-OK metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Fort Smith, AR-OK metro →

Home Value$171,531

YoY Change

+0.2%

AFFORDABILITY

Enter your income for 72949 (Ozark).

Income (annual)

Down Payment

$34,306 on $171,531

Affordable — 18.2% of income

Under the 28% guideline.

PITI$1,139

P/I18.2%

Afford$264K

Room+$92K

P&I $867Tax $89Ins $183

6.50% 30yr, 20% down, county tax + AR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

72949 is part of the Fort Smith, AR-OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Fort Smith, AR-OK analysis

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