Median home value in zip code 73538 (Elgin, OK) is $296,908, up 5.7% year over year. Part of the Lawton, OK metropolitan area.

Home Value$296,908

YoY Change

+5.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 73538 (Elgin).

Income (annual)

Down Payment

$59,382 on $296,908

Example: $75,000 household income. Change it above to see your own.

Stretch31.6% of income

Above 28% but manageable with cuts.

PITI$1,974

P/I31.6%

Afford$263K

Gap-$34K

P&I $1,501Tax $223Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

73538 is part of the Lawton, OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lawton, OK analysis

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