Median home value in zip code 74074 (Stillwater, OK) is $267,269, up 2.2% year over year. Part of the Stillwater, OK metropolitan area.

Home Value$267,269

YoY Change

+2.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 74074 (Stillwater).

Income (annual)

Down Payment

$53,454 on $267,269

Example: $75,000 household income. Change it above to see your own.

Stretch28.8% of income

Above 28% but manageable with cuts.

PITI$1,802

P/I28.8%

Afford$260K

Gap-$8K

P&I $1,351Tax $200Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

74074 is part of the Stillwater, OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Stillwater, OK analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.