Median home value in zip code 74339 (Commerce, OK) is $68,198, down 14.9% year over year. Part of the Miami, OK metropolitan area.

Home Value$68,198

YoY Change

-14.9%

Prices falling — better for buyers.

Affordability

Enter your income for 74339 (Commerce).

Income (annual)

Down Payment

$13,640 on $68,198

Example: $75,000 household income. Change it above to see your own.

Affordable10.3% of income

Under the 28% guideline.

PITI$645

P/I10.3%

Afford$185K

Room+$117K

P&I $345Tax $51Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

74339 is part of the Miami, OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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