Median home value in zip code 74601 (Ponca City, OK) is $86K, up 2.9% year over year. Part of the Ponca City, OK metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Ponca City, OK metro →

Home Value$85,811

YoY Change

+2.9%

AFFORDABILITY

Enter your income for 74601 (Ponca City).

Income (annual)

Down Payment

$17,162 on $85,811

Affordable — 12% of income

Under the 28% guideline.

PITI$748

P/I12%

Afford$201K

Room+$115K

P&I $434Tax $64Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

74601 is part of the Ponca City, OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ponca City, OK analysis

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