Median home value in zip code 74604 (Ponca City, OK) is $210K, up 4.7% year over year. Part of the Ponca City, OK metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Ponca City, OK metro →
Home Value$210,233
YoY Change
+4.7%
AFFORDABILITY6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.
Enter your income for 74604 (Ponca City).
$42,047 on $210,233
Affordable — 23.5% of income
Under the 28% guideline.
PITI$1,471
P/I23.5%
Afford$250K
Room+$40K
P&I $1,063Tax $158Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
74604 is part of the Ponca City, OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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