Median home value in zip code 74604 (Ponca City, OK) is $210,233, up 4.7% year over year. Part of the Ponca City, OK metropolitan area.

Home Value$210,233

YoY Change

+4.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 74604 (Ponca City).

Income (annual)

Down Payment

$42,047 on $210,233

Example: $75,000 household income. Change it above to see your own.

Affordable23.5% of income

Under the 28% guideline.

PITI$1,471

P/I23.5%

Afford$250K

Room+$40K

P&I $1,063Tax $158Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

74604 is part of the Ponca City, OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ponca City, OK analysis

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