Median home value in zip code 74631 (Blackwell, OK) is $62,159, down 5.9% year over year. Part of the Ponca City, OK metropolitan area.

Home Value$62,159

YoY Change

-5.9%

Prices falling — better for buyers.

Affordability

Enter your income for 74631 (Blackwell).

Income (annual)

Down Payment

$12,432 on $62,159

Example: $75,000 household income. Change it above to see your own.

Affordable9.8% of income

Under the 28% guideline.

PITI$611

P/I9.8%

Afford$178K

Room+$116K

P&I $314Tax $47Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

74631 is part of the Ponca City, OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ponca City, OK analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.