Median home value in zip code 74653 (Tonkawa, OK) is $96K, down 8.0% year over year. Part of the Ponca City, OK metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Ponca City, OK metro →

Home Value$95,671

YoY Change

-8.0%

AFFORDABILITY

Enter your income for 74653 (Tonkawa).

Income (annual)

Down Payment

$19,134 on $95,671

Affordable — 12.9% of income

Under the 28% guideline.

PITI$806

P/I12.9%

Afford$208K

Room+$112K

P&I $484Tax $72Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

74653 is part of the Ponca City, OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ponca City, OK analysis

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