Median home value in zip code 74653 (Tonkawa, OK) is $95,671, down 8.0% year over year. Part of the Ponca City, OK metropolitan area.

Home Value$95,671

YoY Change

-8.0%

Prices falling — better for buyers.

Affordability

Enter your income for 74653 (Tonkawa).

Income (annual)

Down Payment

$19,134 on $95,671

Example: $75,000 household income. Change it above to see your own.

Affordable12.9% of income

Under the 28% guideline.

PITI$806

P/I12.9%

Afford$208K

Room+$112K

P&I $484Tax $72Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

74653 is part of the Ponca City, OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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