Median home value in zip code 74954 (Roland, OK) is $180K, up 1.3% year over year. Part of the Fort Smith, AR-OK metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Fort Smith, AR-OK metro →

Home Value$180,360

YoY Change

+1.3%

AFFORDABILITY

Enter your income for 74954 (Roland).

Income (annual)

Down Payment

$36,072 on $180,360

Affordable — 20.8% of income

Under the 28% guideline.

PITI$1,297

P/I20.8%

Afford$243K

Room+$63K

P&I $912Tax $135Ins $250

6.50% 30yr, 20% down, county tax + OK ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

74954 is part of the Fort Smith, AR-OK metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Fort Smith, AR-OK analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free