Median home value in zip code 75021 (Denison, TX) is $247,679, down 4.2% year over year. Part of the Sherman-Denison, TX metropolitan area.

Home Value$247,679

YoY Change

-4.2%

Prices falling — better for buyers.

Affordability

Enter your income for 75021 (Denison).

Income (annual)

Down Payment

$49,536 on $247,679

Example: $75,000 household income. Change it above to see your own.

Stretch30% of income

Above 28% but manageable with cuts.

PITI$1,874

P/I30%

Afford$231K

Gap-$16K

P&I $1,252Tax $372Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

75021 is part of the Sherman-Denison, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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