Median home value in zip code 75040 (Garland, TX) is $276,768, down 5.6% year over year. Part of the Dallas-Fort Worth-Arlington, TX metropolitan area.

Home Value$276,768

YoY Change

-5.6%

Prices falling — better for buyers.

Affordability

Enter your income for 75040 (Garland).

Income (annual)

Down Payment

$55,354 on $276,768

Example: $75,000 household income. Change it above to see your own.

Stretch33.5% of income

Above 28% but manageable with cuts.

PITI$2,095

P/I33.5%

Afford$231K

Gap-$46K

P&I $1,399Tax $445Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

75040 is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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