Median home value in zip code 75156 (Payne Springs, TX) is $272,741, down 3.5% year over year. Part of the Athens, TX metropolitan area.

Home Value$272,741

YoY Change

-3.5%

Prices falling — better for buyers.

Affordability

Enter your income for 75156 (Payne Springs).

Income (annual)

Down Payment

$54,548 on $272,741

Example: $75,000 household income. Change it above to see your own.

Stretch32.6% of income

Above 28% but manageable with cuts.

PITI$2,038

P/I32.6%

Afford$234K

Gap-$39K

P&I $1,379Tax $409Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

75156 is part of the Athens, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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