Median home value in zip code 75492 (Bonham, TX) is $256,904, up 3.5% year over year. Part of the Bonham, TX metropolitan area.

Home Value$256,904

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 75492 (Bonham).

Income (annual)

Down Payment

$51,381 on $256,904

Example: $75,000 household income. Change it above to see your own.

Stretch30.9% of income

Above 28% but manageable with cuts.

PITI$1,934

P/I30.9%

Afford$232K

Gap-$24K

P&I $1,299Tax $385Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

75492 is part of the Bonham, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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