Median home value in zip code 76131 (Saginaw, TX) is $334,267, down 2.7% year over year. Part of the Dallas-Fort Worth-Arlington, TX metropolitan area.

Home Value$334,267

YoY Change

-2.7%

Prices falling — better for buyers.

Affordability

Enter your income for 76131 (Saginaw).

Income (annual)

Down Payment

$66,853 on $334,267

Example: $75,000 household income. Change it above to see your own.

Out of reach39.6% of income

Need $106,200/yr to afford.

PITI$2,478

P/I39.6%

Afford$236K

Gap-$98K

P&I $1,690Tax $538Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76131 is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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