Median home value in zip code 76240 (Gainesville, TX) is $272K, down 2.6% year over year. Part of the Gainesville, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Gainesville, TX metro →

Home Value$271,857

YoY Change

-2.6%

AFFORDABILITY

Enter your income for 76240 (Gainesville).

Income (annual)

Down Payment

$54,371 on $271,857

Stretch — 32.5% of income

Above 28% but manageable with cuts.

PITI$2,032

P/I32.5%

Afford$234K

Gap-$38K

P&I $1,375Tax $408Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76240 is part of the Gainesville, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Gainesville, TX analysis

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