Median home value in zip code 76265 (Saint Jo, TX) is $266,965, down 1.5% year over year. Part of the Gainesville, TX metropolitan area.

Home Value$266,965

YoY Change

-1.5%

Prices falling — better for buyers.

Affordability

Enter your income for 76265 (Saint Jo).

Income (annual)

Down Payment

$53,393 on $266,965

Example: $75,000 household income. Change it above to see your own.

Stretch32% of income

Above 28% but manageable with cuts.

PITI$2,000

P/I32%

Afford$234K

Gap-$33K

P&I $1,350Tax $400Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76265 is part of the Gainesville, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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