Zip Code

76401

Stephenville, TXStephenville, TX

Median home value in zip code 76401 (Stephenville, TX) is $317K, down 0.9% year over year. Part of the Stephenville, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Stephenville, TX metro →

Home Value$316,754
YoY Change
-0.9%
AFFORDABILITY

Enter your income for 76401 (Stephenville).

$63,351 on $316,754
Out of reach — 37.2% of income

Need $99,729/yr to afford.

PITI$2,327
P/I37.2%
Afford$238K
Gap-$79K
P&I $1,602Tax $475Ins $250
6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

76401 is part of the Stephenville, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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76401 (Stephenville, TX) Housing Market | CrashWatch