Median home value in zip code 76431 (Chico, TX) is $342,082, down 3.0% year over year. Part of the Dallas-Fort Worth-Arlington, TX metropolitan area.

Home Value$342,082

YoY Change

-3.0%

Prices falling — better for buyers.

Affordability

Enter your income for 76431 (Chico).

Income (annual)

Down Payment

$68,416 on $342,082

Example: $75,000 household income. Change it above to see your own.

Out of reach40.5% of income

Need $108,429/yr to afford.

PITI$2,530

P/I40.5%

Afford$237K

Gap-$105K

P&I $1,730Tax $550Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76431 is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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