Median home value in zip code 76431 (Chico, TX) is $342K, down 3.0% year over year. Part of the Dallas-Fort Worth-Arlington, TX metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Dallas-Fort Worth-Arlington, TX metro →
Home Value$342,082
YoY Change
-3.0%
AFFORDABILITY6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for 76431 (Chico).
$68,416 on $342,082
Out of reach — 40.5% of income
Need $108,429/yr to afford.
PITI$2,530
P/I40.5%
Afford$237K
Gap-$105K
P&I $1,730Tax $550Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
76431 is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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