Median home value in zip code 76504 (Temple, TX) is $186,540, down 5.0% year over year. Part of the Killeen-Temple, TX metropolitan area.

Home Value$186,540

YoY Change

-5.0%

Prices falling — better for buyers.

Affordability

Enter your income for 76504 (Temple).

Income (annual)

Down Payment

$37,308 on $186,540

Example: $75,000 household income. Change it above to see your own.

Affordable23.6% of income

Under the 28% guideline.

PITI$1,473

P/I23.6%

Afford$222K

Room+$35K

P&I $943Tax $280Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76504 is part of the Killeen-Temple, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Killeen-Temple, TX analysis

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