Median home value in zip code 76528 (Gatesville, TX) is $238,050, up 2.0% year over year. Part of the Killeen-Temple, TX metropolitan area.

Home Value$238,050

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 76528 (Gatesville).

Income (annual)

Down Payment

$47,610 on $238,050

Example: $75,000 household income. Change it above to see your own.

Stretch29% of income

Above 28% but manageable with cuts.

PITI$1,811

P/I29%

Afford$230K

Gap-$8K

P&I $1,204Tax $357Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76528 is part of the Killeen-Temple, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Killeen-Temple, TX analysis

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