Median home value in zip code 76548 (Harker Heights, TX) is $296,125, up 0.3% year over year. Part of the Killeen-Temple, TX metropolitan area.

Home Value$296,125

YoY Change

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 76548 (Harker Heights).

Income (annual)

Down Payment

$59,225 on $296,125

Example: $75,000 household income. Change it above to see your own.

Stretch35.1% of income

Above 28% but manageable with cuts.

PITI$2,192

P/I35.1%

Afford$236K

Gap-$60K

P&I $1,497Tax $444Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76548 is part of the Killeen-Temple, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Killeen-Temple, TX analysis

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