Zip Code

76630

, TXWaco, TX

Median home value in zip code 76630 (, TX) is $298K, down 3.3% year over year. Part of the Waco, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Waco, TX metro →

Home Value$297,598
YoY Change
-3.3%
AFFORDABILITY

Enter your income for 76630 (null).

$59,520 on $297,598
Stretch — 35.2% of income

Above 28% but manageable with cuts.

PITI$2,201
P/I35.2%
Afford$237K
Gap-$61K
P&I $1,505Tax $446Ins $250
6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

76630 is part of the Waco, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Waco, TX analysis
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