Median home value in zip code 76638 (Crawford, TX) is $485,079, up 1.6% year over year. Part of the Waco, TX metropolitan area.

Home Value$485,079

YoY Change

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 76638 (Crawford).

Income (annual)

Down Payment

$97,016 on $485,079

Example: $75,000 household income. Change it above to see your own.

Out of reach54.9% of income

Need $147,000/yr to afford.

PITI$3,430

P/I54.9%

Afford$247K

Gap-$238K

P&I $2,453Tax $728Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76638 is part of the Waco, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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