Median home value in zip code 76640 (, TX) is $216K, down 1.5% year over year. Part of the Waco, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Waco, TX metro →

Home Value$216,302

YoY Change

-1.5%

AFFORDABILITY

Enter your income for 76640 (null).

Income (annual)

Down Payment

$43,260 on $216,302

Affordable — 26.7% of income

Under the 28% guideline.

PITI$1,668

P/I26.7%

Afford$227K

Room+$11K

P&I $1,094Tax $324Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

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Metro Analysis

76640 is part of the Waco, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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