Median home value in zip code 76689 (Valley Mills, TX) is $318,219, down 0.6% year over year. Part of the Waco, TX metropolitan area.

Home Value$318,219

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 76689 (Valley Mills).

Income (annual)

Down Payment

$63,644 on $318,219

Example: $75,000 household income. Change it above to see your own.

Out of reach37.4% of income

Need $100,114/yr to afford.

PITI$2,336

P/I37.4%

Afford$238K

Gap-$80K

P&I $1,609Tax $477Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76689 is part of the Waco, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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