Median home value in zip code 76701 (Waco, TX) is $297,932, up 3.8% year over year. Part of the Waco, TX metropolitan area.

Home Value$297,932

YoY Change

+3.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 76701 (Waco).

Income (annual)

Down Payment

$59,586 on $297,932

Example: $75,000 household income. Change it above to see your own.

Stretch35.2% of income

Above 28% but manageable with cuts.

PITI$2,203

P/I35.2%

Afford$237K

Gap-$61K

P&I $1,507Tax $447Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76701 is part of the Waco, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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