Median home value in zip code 76706 (Waco, TX) is $245,221, down 0.7% year over year. Part of the Waco, TX metropolitan area.

Home Value$245,221

YoY Change

-0.7%

Prices falling — better for buyers.

Affordability

Enter your income for 76706 (Waco).

Income (annual)

Down Payment

$49,044 on $245,221

Example: $75,000 household income. Change it above to see your own.

Stretch29.7% of income

Above 28% but manageable with cuts.

PITI$1,858

P/I29.7%

Afford$231K

Gap-$14K

P&I $1,240Tax $368Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76706 is part of the Waco, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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