Median home value in zip code 76706 (Waco, TX) is $245K, down 0.7% year over year. Part of the Waco, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Waco, TX metro →

Home Value$245,221

YoY Change

-0.7%

AFFORDABILITY

Enter your income for 76706 (Waco).

Income (annual)

Down Payment

$49,044 on $245,221

Stretch — 29.7% of income

Above 28% but manageable with cuts.

PITI$1,858

P/I29.7%

Afford$231K

Gap-$14K

P&I $1,240Tax $368Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

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Metro Analysis

76706 is part of the Waco, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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