Median home value in zip code 76707 (Waco, TX) is $137,181, down 7.2% year over year. Part of the Waco, TX metropolitan area.

Home Value$137,181

YoY Change

-7.2%

Prices falling — better for buyers.

Affordability

Enter your income for 76707 (Waco).

Income (annual)

Down Payment

$27,436 on $137,181

Example: $75,000 household income. Change it above to see your own.

Affordable18.4% of income

Under the 28% guideline.

PITI$1,149

P/I18.4%

Afford$209K

Room+$72K

P&I $694Tax $206Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

76707 is part of the Waco, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Waco, TX analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.