Median home value in zip code 77414 (Bay City, TX) is $193,952, up 1.7% year over year. Part of the Bay City, TX metropolitan area.

Home Value$193,952

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 77414 (Bay City).

Income (annual)

Down Payment

$38,790 on $193,952

Example: $75,000 household income. Change it above to see your own.

Affordable24.4% of income

Under the 28% guideline.

PITI$1,522

P/I24.4%

Afford$223K

Room+$29K

P&I $981Tax $291Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

77414 is part of the Bay City, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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