Zip Code

77442

Garwood, TX

Median home value in zip code 77442 (Garwood, TX) is $253K, down 3.1% year over year.

Home Value$253,234
YoY Change
-3.1%
AFFORDABILITY

Enter your income for 77442 (Garwood).

$50,647 on $253,234
Stretch — 30.6% of income

Above 28% but manageable with cuts.

PITI$1,910
P/I30.6%
Afford$232K
Gap-$21K
P&I $1,280Tax $380Ins $250
6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free