Median home value in zip code 78004 (Bergheim, TX) is $666,872, down 2.3% year over year. Part of the San Antonio-New Braunfels, TX metropolitan area.

Home Value$666,872

YoY Change

-2.3%

Prices falling — better for buyers.

Affordability

Enter your income for 78004 (Bergheim).

Income (annual)

Down Payment

$133,374 on $666,872

Example: $75,000 household income. Change it above to see your own.

Out of reach74.8% of income

Need $200,486/yr to afford.

PITI$4,678

P/I74.8%

Afford$249K

Gap-$417K

P&I $3,372Tax $1,056Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78004 is part of the San Antonio-New Braunfels, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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