Zip Code

78028

Kerrville, TXKerrville, TX

Median home value in zip code 78028 (Kerrville, TX) is $340K, down 3.2% year over year. Part of the Kerrville, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Kerrville, TX metro →

Home Value$340,480
YoY Change
-3.2%
AFFORDABILITY

Enter your income for 78028 (Kerrville).

$68,096 on $340,480
Out of reach — 39.7% of income

Need $106,371/yr to afford.

PITI$2,482
P/I39.7%
Afford$240K
Gap-$100K
P&I $1,722Tax $511Ins $250
6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

78028 is part of the Kerrville, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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78028 (Kerrville, TX) Housing Market | CrashWatch