Median home value in zip code 78040 (Laredo, TX) is $134,644, up 3.6% year over year. Part of the Laredo, TX metropolitan area.

Home Value$134,644

YoY Change

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 78040 (Laredo).

Income (annual)

Down Payment

$26,929 on $134,644

Example: $75,000 household income. Change it above to see your own.

Affordable18.1% of income

Under the 28% guideline.

PITI$1,133

P/I18.1%

Afford$208K

Room+$73K

P&I $681Tax $202Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78040 is part of the Laredo, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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