Median home value in zip code 78040 (Laredo, TX) is $135K, up 3.6% year over year. Part of the Laredo, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Laredo, TX metro →

Home Value$134,644

YoY Change

+3.6%

AFFORDABILITY

Enter your income for 78040 (Laredo).

Income (annual)

Down Payment

$26,929 on $134,644

Affordable — 18.1% of income

Under the 28% guideline.

PITI$1,133

P/I18.1%

Afford$208K

Room+$73K

P&I $681Tax $202Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78040 is part of the Laredo, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Laredo, TX analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free