Median home value in zip code 78045 (Laredo, TX) is $290,319, up 3.5% year over year. Part of the Laredo, TX metropolitan area.

Home Value$290,319

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 78045 (Laredo).

Income (annual)

Down Payment

$58,064 on $290,319

Example: $75,000 household income. Change it above to see your own.

Stretch34.4% of income

Above 28% but manageable with cuts.

PITI$2,153

P/I34.4%

Afford$236K

Gap-$54K

P&I $1,468Tax $435Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78045 is part of the Laredo, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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