Median home value in zip code 78046 (Laredo, TX) is $189,680, up 2.4% year over year. Part of the Laredo, TX metropolitan area.

Home Value$189,680

YoY Change

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 78046 (Laredo).

Income (annual)

Down Payment

$37,936 on $189,680

Example: $75,000 household income. Change it above to see your own.

Affordable23.9% of income

Under the 28% guideline.

PITI$1,494

P/I23.9%

Afford$222K

Room+$33K

P&I $959Tax $285Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78046 is part of the Laredo, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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