Median home value in zip code 78069 (Somerset, TX) is $232K, up 1.4% year over year. Part of the San Antonio-New Braunfels, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Antonio-New Braunfels, TX metro →

Home Value$232,406

YoY Change

+1.4%

AFFORDABILITY

Enter your income for 78069 (Somerset).

Income (annual)

Down Payment

$46,481 on $232,406

Stretch — 28.7% of income

Above 28% but manageable with cuts.

PITI$1,793

P/I28.7%

Afford$227K

Gap-$6K

P&I $1,175Tax $368Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78069 is part of the San Antonio-New Braunfels, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Antonio-New Braunfels, TX analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free