Median home value in zip code 78154 (Schertz, TX) is $306,392, down 2.6% year over year. Part of the San Antonio-New Braunfels, TX metropolitan area.

Home Value$306,392

YoY Change

-2.6%

Prices falling — better for buyers.

Affordability

Enter your income for 78154 (Schertz).

Income (annual)

Down Payment

$61,278 on $306,392

Example: $75,000 household income. Change it above to see your own.

Out of reach36.5% of income

Need $97,886/yr to afford.

PITI$2,284

P/I36.5%

Afford$235K

Gap-$72K

P&I $1,549Tax $485Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78154 is part of the San Antonio-New Braunfels, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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