Median home value in zip code 78501 (McAllen, TX) is $192K, down 1.6% year over year. Part of the McAllen-Edinburg-Mission, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: McAllen-Edinburg-Mission, TX metro →

Home Value$192,499

YoY Change

-1.6%

AFFORDABILITY

Enter your income for 78501 (McAllen).

Income (annual)

Down Payment

$38,500 on $192,499

Affordable — 24.2% of income

Under the 28% guideline.

PITI$1,512

P/I24.2%

Afford$223K

Room+$30K

P&I $973Tax $289Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78501 is part of the McAllen-Edinburg-Mission, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View McAllen-Edinburg-Mission, TX analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free