Median home value in zip code 78504 (McAllen, TX) is $262,686, up 0.3% year over year. Part of the McAllen-Edinburg-Mission, TX metropolitan area.

Home Value$262,686

YoY Change

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 78504 (McAllen).

Income (annual)

Down Payment

$52,537 on $262,686

Example: $75,000 household income. Change it above to see your own.

Stretch31.6% of income

Above 28% but manageable with cuts.

PITI$1,972

P/I31.6%

Afford$233K

Gap-$30K

P&I $1,328Tax $394Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78504 is part of the McAllen-Edinburg-Mission, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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