Median home value in zip code 78539 (Edinburg, TX) is $240K, up 0.1% year over year. Part of the McAllen-Edinburg-Mission, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: McAllen-Edinburg-Mission, TX metro →

Home Value$240,374

YoY Change

+0.1%

AFFORDABILITY

Enter your income for 78539 (Edinburg).

Income (annual)

Down Payment

$48,075 on $240,374

Stretch — 29.2% of income

Above 28% but manageable with cuts.

PITI$1,826

P/I29.2%

Afford$230K

Gap-$10K

P&I $1,215Tax $361Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78539 is part of the McAllen-Edinburg-Mission, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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