Median home value in zip code 78644 (Lockhart, TX) is $281K, down 6.7% year over year. Part of the Austin-Round Rock-Georgetown, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Austin-Round Rock-Georgetown, TX metro →

Home Value$281,115

YoY Change

-6.7%

AFFORDABILITY

Enter your income for 78644 (Lockhart).

Income (annual)

Down Payment

$56,223 on $281,115

Stretch — 33.6% of income

Above 28% but manageable with cuts.

PITI$2,098

P/I33.6%

Afford$234K

Gap-$47K

P&I $1,421Tax $426Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

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Metro Analysis

78644 is part of the Austin-Round Rock-Georgetown, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Austin-Round Rock-Georgetown, TX analysis

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