Median home value in zip code 78645 (Lago Vista, TX) is $418,144, down 6.1% year over year. Part of the Austin-Round Rock-Georgetown, TX metropolitan area.

Home Value$418,144

YoY Change

-6.1%

Prices falling — better for buyers.

Affordability

Enter your income for 78645 (Lago Vista).

Income (annual)

Down Payment

$83,629 on $418,144

Example: $75,000 household income. Change it above to see your own.

Out of reach48% of income

Need $128,529/yr to afford.

PITI$2,999

P/I48%

Afford$244K

Gap-$174K

P&I $2,114Tax $634Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78645 is part of the Austin-Round Rock-Georgetown, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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