Median home value in zip code 78728 (Austin, TX) is $402,184, down 6.4% year over year. Part of the Austin-Round Rock-Georgetown, TX metropolitan area.

Home Value$402,184

YoY Change

-6.4%

Prices falling — better for buyers.

Affordability

Enter your income for 78728 (Austin).

Income (annual)

Down Payment

$80,437 on $402,184

Example: $75,000 household income. Change it above to see your own.

Out of reach46.3% of income

Need $124,029/yr to afford.

PITI$2,894

P/I46.3%

Afford$243K

Gap-$159K

P&I $2,034Tax $610Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78728 is part of the Austin-Round Rock-Georgetown, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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