Median home value in zip code 78728 (Austin, TX) is $402K, down 6.4% year over year. Part of the Austin-Round Rock-Georgetown, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Austin-Round Rock-Georgetown, TX metro →

Home Value$402,184

YoY Change

-6.4%

AFFORDABILITY

Enter your income for 78728 (Austin).

Income (annual)

Down Payment

$80,437 on $402,184

Out of reach — 46.3% of income

Need $124,029/yr to afford.

PITI$2,894

P/I46.3%

Afford$243K

Gap-$159K

P&I $2,034Tax $610Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78728 is part of the Austin-Round Rock-Georgetown, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Austin-Round Rock-Georgetown, TX analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free