Median home value in zip code 78731 (Austin, TX) is $992,079, down 1.4% year over year. Part of the Austin-Round Rock-Georgetown, TX metropolitan area.

Home Value$992,079

YoY Change

-1.4%

Prices falling — better for buyers.

Affordability

Enter your income for 78731 (Austin).

Income (annual)

Down Payment

$198,416 on $992,079

Example: $75,000 household income. Change it above to see your own.

Out of reach108.3% of income

Need $290,186/yr to afford.

PITI$6,771

P/I108.3%

Afford$256K

Gap-$736K

P&I $5,016Tax $1,505Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

78731 is part of the Austin-Round Rock-Georgetown, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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